Our Loan Services

Personal Loan

Instant unsecured funds for medical, wedding, education, travel or any personal need.

• No collateral or security required
• Loan amounts from ₹50,000 to ₹40 Lakhs
• Tenure up to 7 years
• Quick approval & disbursal in 24–72 hours

Business Loan

Collateral-free and secured funding to start, run or expand your business.

• Unsecured business loans up to ₹75 Lakhs
• Secured business loans for larger requirements
• Machinery & equipment finance
• MSME / SME & startup funding

Loan Against Property (LAP)

Unlock the value of your residential or commercial property at low interest.

• Up to 70% of property market value
• Residential, commercial & industrial property accepted
• Tenure up to 15 years
• Low interest rates compared to unsecured loans

Home Loan

Buy a house, flat or plot, or build your dream home with the best home loan rates.

• Up to 90% funding of property value
• Tenure up to 30 years
• Attractive interest rates from top banks
• Loans for approved & DTCP / CMDA layouts

Working Capital – OD / CC / Drop Line OD

Overdraft, Cash Credit and Drop Line OD limits to keep your business running smoothly.

• Interest charged only on utilised amount
• Limits secured by property or stock
• Drop Line OD – limit reduces gradually like an EMI
• Renewable annual limits

Take Over with Top-up Loans

Shift your existing loan to a lower rate and get extra funds as a top-up.

• Lower interest rate, reduced EMI
• Additional top-up funds on the same property
• Home loan, LAP & business loan takeovers
• Consolidate multiple loans into one

Commercial Property Purchase

Finance to purchase shops, offices, showrooms, godowns and commercial buildings.

• Funding up to 65–75% of property value
• Shops, offices, showrooms, godowns & buildings
• Tenure up to 15 years
• For self-use or rental investment

Private Cheque Based Funding

Fast short-term funds against cheques for urgent business requirements.

• Very quick processing
• Minimal documentation
• Short-term bridge finance
• Suitable for urgent business payments